TNS: U know who to vote in Terengganu!

Tiu Nia Seng!

UMNO talk shit!

When I watched the TV news last night, where our respected DPM shouted ' We must win the seat!'...I started to curse!

'Yeah, right!' if all Terengganu votes are MORON, especially the Chinese voters...but they are NOT....' i think to myself...

Tiu Nia Seng!

What....giving Terengganu a 4 billions oil royalty can buy our heart? don't try to bribe us...all those money is either getting into your pocket first or your beloved Menteri Besar's pocket, not forgetting he spent million on Mercedes Benz!

What...correcting your idea to have one vernacular school will help you to correct our perception ? you wish! Now everyone is rushing to learn mandarin due to emerging China, and yet you want to kill Chinese school.....

What...you think we forget everything your little konco in Penang (Mr. Ismail...) said about Chinese as pendatang??? yeah, you wish! we remember every words he said, representing UMNO!

What...you think we forget about operasi Lalang when you proudly present your 'Keris' wanting to kill Chinese..? and yet you managed to run away of ISA charges.....come on, we know how 'good' you are...

Tiu Nia Seng....

All Voters in terengganu, you must vote wisely, vote for Pakatan Rakyat, Vote for PAS.........
SAY NO TO UMNO!!!!!

TNS: Forwarded mail!! Believe or not!!!?

TIU NIA SENG!

This only will affect the Gross income between RM2870 - RM6250.

English Translation :

Assume monthly basic salary is RM4000.
- If your monthly EPF contribution is 11% ( RM440 ), taxable income = RM3560, income tax payable = RM77.
- If your monthly EPF contribution is 8% ( RM320 ), taxable income = RM3680, income tax payable = RM109.

Conclusion : If you choose to contribute 8%, you will end up paying more income tax to the government,
which will make the government richer. Finance Minister Najib said this measure is meant
to boost up the slow-down market, but from this example wee see that the money does not
go into the market. Instead the money goes direct into the government's pocket through
the greater amount of income tax that we will have to pay. Obviously this measure does not
help the market at all. Do we still want this kind of government that doesn't have the best interest
of the people in mind?

假设 薪水RM4000，

- 选择 EPF 11%也就是RM440，taxable income 是RM3560，所以tax RM77
- 选择 EPF 8%也就是RM320， taxable income 是RM3680，所以tax RM109

TIU NIA SENG!

有没有这样的可能？政府揾我们笨！

TIU NIA SENG!

TNS: %&$ Bloody Bastard!!!!!

Tiu Nia Seng!
Who give us the right to actually vote this bastard into Parliament to shout 'Bastard' at others!!
This is very Uncivilized!
Tiu Nia Seng!!!!

TNS: its my money OK....

TIU NIA SENG!!!!

HOW MUCH CAN A FEW % MAKE A DIFFERENCE!!!?????? EVERY MONTHS???
BUT I KNOW ANNUALLY, AS AN EMPLOYEES, I LOST MY DIVIDEND...!!!!!!!!!
THEY SHOULD INSTEAD ALLOWS PEOPLE WHO WANT TO HAVE LOWER CONTRIBUTION TO FILL UP THE FORM AND APPLY!!! NOT REGULATE STRAIGHT...!!!!!!!!!

STUPID GOVERNMENT

TIU NIA SENG!

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Friday November 7, 2008

EPF to adjust members' contributions to 8% from January

PETALING JAYA: Employees Provi­dent Fund (EPF) members will be able to benefit from the three percentage point reduction of their monthly contribution rate from January.

In a statement yesterday, EPF said the reduction of the employees’ contribution from 11% to 8% would be made automatically for the ease of members and to facilitate implementation measures.

“This arrangement will be implemented until the December 2010 wage,” said EPF public relations senior manager Nik Affendi Jaafar in a statement yesterday.

However, members who wish to maintain their 11% contribution rate can still do so by filling up Form KWSP 17A (AHL) and handing it to their employers for submission to EPF.

Finance Minister and Deputy Prime Minister Datuk Seri Najib Tun Razak announced recently that members could reduce their monthly contributions from 11% to 8% to give them more disposable income. The announcement was part of a stimulus package to help boost economic growth.

“The decision to reduce members’ statutory contribution rate was taken twice before in 2001 and in 2003 as part of economic stimulus packages,” said Nik Affendi.

EPF would be issuing a new monthly contributions schedule accordingly, he said.

“Members and employers may obtain the new schedule and Form KWSP 17A (AHL) from all EPF branches or download them from our website at www.kwsp.gov.my from Dec 1 onwards,” he added.

TNS: SCAM from Government???!!!

TiU NIA SENG..!!! ANOTHER SCAM FROM OUR GOVERNMENT??? ________________________________ Subject: damned if this is TRUE Date: Saturday, October 25, 2008, 10:52 PM This is another method for KWSP to steal our money! Remember during Budget 2008 announcement last yr, our Finance Minister (cum PM) announced that in order to assist KWSP members to reduce the burden in housing load repayment, KWSP will allow monthly withdrawal from members' A/C II for the purpose? Sounds like a nice goodies! When you apply for the monthly withdrawal, you only need to provide KWSP yr housing loan & instalment details from yr bank and the bank a/c # you like KWSP to bank the monthly withdrawal into it. KWSP will approve yr application based on the available amt in yr A/C II and compute the withdrawal period by dividing the approved amt with the monthly instalment amt. Application process takes about a month and you will receive the monthly payout promptly into yr bank a/c! Well everything appear to be nice and good. It was indeed a noble plan until you take to close look at yr KWSP Statement! The withdrawal plan is actually a SCAM! This is how the KWSP SCAM works....... Assuming you have RM100,000 in yr A/C II and yr housing loan's monthly instalment is RM2000/mth. KWSP will approve yr application of withdrawal from yr A/C II of RM100,000 and pay you RM2000/mth for the next 50mths. Everything appears to be in order BUT....... What KWSP didn't highlight to you is that when the application was approved, the TOTAL AMT (RM100,000) is removed from yr A/C II! It appears to be transfered to an unknown a/c to effect the monthly payment from therein. The impact to the member are as follows :- 1. You just lost RM100,000 from yr A/C II. Assuming the KWSP Dividend is 5%, you will lose >RM4,000 in dividend during the 1st year. Based on the above example you will will lose >RM10,000 over the 50 mths period! 2. There is no statement to account for the amt approved vs amt paid, hence you would need to keep the monthly payment voucher to reconcile against the approved amt over the 50mths period to ensure there is no missing amt! Assuming there are 100,000 members who innocently fell prey to this SCAM, based on the above example, KWSP would have cheated the members of 100,000 X RM10,000 = RM1,000,000,000 (that's RM1 BILLION) over the period! Furthermore, if you discovered this SCAM early and intend to stop the plan, KWSP would not allow any cancellation of the plan until at least 1 year. That would mean, once the application is approved, based on the above example, you would have lost >RM4,000. 100,000 members would have lost 100,000 X RM4,000 = RM400,000,000 (RM400 MILLION) in One Year!!! If you're a victim of this KWSP SCAM, would suggest you call yr MP to raise hell in Parliament! For others who have not fallen into this SCAM, pls continue to watch out and alert yr family & friends about this. HOW COULD THE GOVERNMENT ALLOW ITS AGENCY TASKED WITH SAFEGUARIDNG ITS CITIZEN'S HARD EARNED MONEY TO CHEAT ITS MEMBERS IN THIS MANNER???

TNS: Serious??!!

Tiu Nia Seng!!

Serious boh, or just simply think we are kids!!!!!
___________________________________

FROM Sunday October 26, 2008 Hypermarkets to take lead in reducing prices

IT IS going to be easier on the pockets for Malaysians from as early as next week.

After a barrage of hard-hitting news caused by spiralling fuel prices, price tags are coming down at hypermarkets.

This will be the first time that prices of consumer goods are being reduced, after the drastic increase in fuel prices in June.

Since then, pump prices have tumbled from RM2.70 to RM2.30 (RON 97 petrol).

Hypermarkets are making preparations to reduce prices of canned and fresh food, and clothing.

A major hypermarket chain proprietor estimates that his prices will drop from 15% to 30%.

And there will be more good news at the pumps - petrol prices are likely to come down by 15 sen.

Deputy Prime Minister Datuk Seri Najib Tun Ra­­zak said consumers could look forward to better times.

___________________________________

Tiu Nia Seng!

Hypermarket usually keeps few months inventory, if the stocks are purchased during price increase, I don't think they will reduce the price at this moment loh !!!

TIU NIA SENG!!

And after few months, if the price still high, what make you think they will sell at low price!!! right!!?

Stupid government though citizen is stupid meh!!!!

TIU NIA SENG!!!!

TNS: Tiu!!! Economy Recession COming!!!!!

Tiu Nia Seng!

The economy receission is obviously coming and yet the stupid Finance M%^ster said, 'No economy recession!...'

Even a child would know economy is bad!!! Worse still pumping our hard earned EPF into the market, 'Hey, Tiu Nia Seng, what's the different now if I take my EPF money to invest into stock market, I would think now its a fucking good time to invest coz all fucking high price stocks are now dropping low...time to keep some and wait...."....

Tiu Nia Seng!! We don need the government to do our job, give us back our fucking EPF money!!!!!!!